Clarity before features
One number you can act on beats ten charts you have to read. Everything else in the app supports that number.
About Rispense
A simpler way to understand your money.
Most money apps show your balance or log what you spent. Rispense answers the question you have before you spend: how much of this is actually free?
Your balance isn’t the whole story.
Salary lands, and for a few days the account looks healthy. Then rent, the EMI, utilities and subscriptions arrive on their own dates, and by the third week the money is somehow already gone.
Rispense follows your month. It takes out what is already spoken for and shows what is left. We call that number safe-to-spend, and it is the one to check before you pay.
How we build it
You stay in control
Rispense suggests transactions from your bank and UPI notifications. None of them count until you confirm them.
Honest about where we are
Rispense is in development. We will not show you made-up reviews, user counts or launch dates.
Calm, not alarming
Money stress is the problem we are solving. The app should never add to it.
Where we are
In development. Android first.
We are building safe-to-spend, bank and UPI notification detection with review, and an opt-in AI assistant that answers questions about your own money.